Lafayette Insurance Agency, Inc. Now open and ready to serve you!

The Independent Insurance Agency for Oxford, Mississippi
Open today until 5:00 PM
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Personal Automobile Insurance

  • Auto Insurance

    Coverage for your personal vehicle that include car, truck, van or other vehicles.
  • Motorcycle Insurance

    Insurance coverage for your motorcycle or bike.
  • ATV and UTV Insurance Coverage

    Insurance coverage for all your recreational vehicles, side-by-sides, 4-wheelers and golf carts
  • RV and Motor Home

    Insurance for your camper, motor home, and cab-over vehicles that include Class A, Class B, Class C.
  • Boat and Watercraft Insurance Coverage

    Insurance coverage for your fishing boat, pontoon boat, paddle boat, leisure craft and yachts.

Property Insurance

  • Homeowners Insurance

    Insurance to protect your home from all the potential perils.
  • Condo Insurance

    Condo's require a specific type of insurance coverage, so make sure you have the right policy.
  • Renter's Insurance

    Renter's insurance provides coverage for a policy holders personal property while in the event of a loss.
  • Landlord Insurance

    Protect yourself as a Landlord with the appropriate policy.
  • Flood Insurance

    Homeowners insurance does not cover floods. A special flood insurance policy must be purchased to cover this peril.
  • Earthquake Insurance

    Specific insurance coverage must be purchased in the event of an earthquake.

Commercial and Business Insurance

  • General Business Liability Insurance

    Insurance coverage that covers third party liability claims for injuries or other parties.
  • Professional Liability and Malpractice Insurance

    Insurance coverage for professionals against loss due to negligent duty, wrongful acts, and advice and services that lead to another person’s loss or injury.
  • Product Liability Insurance

    Insurance coverage against faulty or defective products and damage, illness, injury or death that may occur from using a faulty product
  • Commercial Property Insurance

    Insurance coverage for loss and damage to your commercial business property due to fires, storms and other perils.
  • Commercial Vehicle Insurance

    Insurance for commercial vehicles and drivers for collision, liability, property damage, personal injury and "comprehensive" (now known as "other than collision").
  • Workers Compensation Insurance

    Insurance coverage for your employees if they become ill or injured while working on the job.
  • Loss of Income Insurance

    Insurance that covers your business expenses such as rent and employee wages if you can’t operate your business.
  • Specialty Insurance Coverge

    Insurance that covers various specific business risks and commercial operations that put on one-day events, such as seminars or concerts.
  • Farm and Ranch Insurance

    A ranch insurance policy covers your property and provides some liability coverage for your home, farm and ranch operations

Life Insurance

  • Term Life Insurance

    Term Life Insurance option is geared toward younger people because it’s more of a temporary plan that only covers you for a period of time, usually 10, 20 or 30 years. If you were to stop living within that time frame, a set amount of money would go to the people/person you choose
  • Whole Life Insurance

    Whole life insurance that provides for the payment of the face value upon death of the insured, regardless of when it may occur. Under whole life policies, the insured pays a level premium rate all of his or her life. This approach results in an over payment of premiums in the early years of the policy and an underpayment in the latter years, which averages out over the life of the policy. Whole life insurance also accumulates a cash value that the insured may borrow or otherwise use.
  • Universal Life Insurance

    Universal life insurance (UL) is a hybrid life insurance policy which combines elements of term life insurance with an investment savings option. Universal life combines the ability to build savings at the same time as providing you a life insurance policy. This allows flexibility in what you can do with the savings or investment portion of the premium. Universal life insurance also contains an element of long-term investment strategy because it required you build the values in the investment portion through part of the amount or premiums paid into the policy.

Health Insurance

  • Major Medical Insurance Coverage

    Major Medical Health Insurance is a type of health insurance that covers the expenses associated with serious illness or hospitalization. Major medical health insurance is the terminology that was historically used to describe comprehensive health plans that covered most necessary care.
  • Health Care Sharing

    Health Care Sharing, or health sharing ministries, are a group of like-minded individuals that agree to come together and help each other pay their medical expenses. They offer faith-based programs for planning for unforeseen medical expenses.
  • Short Term Health Insurance

    Designed for healthy individuals and families, short-term policies provide an affordable safety net while switching from one life event to another without a health plan. Short term health insurance is defined as 90 days or less.
  • Dental Insurance Plans

    Dental Insurance Plans provide insurance coverage for individuals to protect them against dental costs. It insures against the expense of treatment and care of dental disease and accident to teeth.
  • Cancer Insurance

    A cancer insurance policy is an insurance policy that pays a lump sum if the policy holder is diagnosed with cancer. These plans have payouts that typically range of benefits on a schedule. Cancer insurance policies are not specifically designed to serve as stand-alone coverage; they’re are more designed to function as a supplement a regular major medical health insurance plan.
  • Disability Insurance

    Disability insurance helps protect income by providing money when you can’t work due to illness or injury. Disability insurance comes in long-term, and short-term versions,
  • Medicare Supplement Insurance

    Medicare Supplement Insurance also is known as Medigap. Medigap refers to various private health insurance plans sold to supplement Medicare. Medigap insurance provides coverage for many of the co-pays and some of the co-insurance related to Medicare-covered hospital, skilled nursing facility, home health care, ambulance, durable medical equipment, and doctor charges. Medigap's name is derived from the notion that it exists to cover the difference or "gap" between the expenses reimbursed to providers by Medicare Parts A and B for the preceding named services and the total amount allowed to be charged for those services.

Group Health and Employee Benefits

  • Group Health Insurance

    Group Health Insurance plan is a health insurance plan that provides coverage to members of a group that tends to be employees of a company or members of an organization. Members of the group usually receive insurance at a reduced cost because the insurer’s risk is spread across a group of policyholders.
  • Employee Benefits Management

    Employee Benefits Management Programs create customize solutions for each organization. We assess your unique situation and design strategies utilizing products, services, and technology to simplify employee management simple so that your organization can operate more efficient.

Cyber Protection

  • Cyber Liability Insurance

    Cyber Liability Insurance provides a combination of coverage options to help protect your business. It's not a question of if your organization will suffer a breach, but when, our clients can access tools and resources to manage and mitigate cyber risk - pre-breach and post-breach.

Get to Know US!

Lafayette Insurance Agency, Inc. is the trusted  independent insurance agency that you can depend for all your insurance coverage needs. As Oxford Mississippi’s most complete comprehensive insurance agency, we have the products and services that your family needs. Give us a call today!

Lafayette Insurance Agency, Inc. measures success by building client relationships one step at a time. Insurance can be confusing and difficult to understand, so our approach is first to access and educate before  guiding our clients to the appropriate insurance products available for their protection needs. Our commitment to each and every client is provide quality insurance coverage at the most lowest insurance premium possible. 

Contact Us


Call now
  • (662) 371-1198


Get directions
404 Galleria Drive
Suite 8
Oxford, MS 38655
United States

Business Hours

Mon:9:00 AM – 5:00 PM
Tue:9:00 AM – 5:00 PM
Wed:9:00 AM – 5:00 PM
Thu:9:00 AM – 5:00 PM
Fri:9:00 AM – 3:00 PM
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